I am Josias Mansour Diamitani, a corporate finance and investment professional at Néré Capital. I analyse businesses, build financial models and prepare investment proposals. I also work with management on budgets, profitability and cash flow.
A result needs an explanation. I connect financial data to what happens in the business, then to the choices teams need to discuss.
Revenue is growing. What about margins?
What I examine
I separate volume, price and product mix effects. I then examine direct costs, fixed overheads and allocation methods to understand where profitability is created and where it is deteriorating.
The decisions this informs
Discuss pricing, costs to review and products to prioritise, making assumptions and their limitations explicit.
The business is profitable. Why is cash tight?
What I examine
I connect profit to cash receipts and payments. Customer terms, inventory and supplier due dates help explain working-capital requirements. A cash forecast shows when pressure will arise.
The decisions this informs
Prioritise collections, adjust stock or payment schedules and size funding in line with repayment capacity.
The project looks attractive. What could undermine it?
What I examine
I examine the business model, data quality and growth assumptions. I compare projections with operational capacity and test sensitivity to sales, costs and delays.
The decisions this informs
Present a reasoned recommendation, the risks to monitor and the conditions needed to deliver the project.
These questions illustrate my approach. They do not describe client assignments.
What I can take on
From assessing an opportunity and structuring a financing proposal to monitoring financial performance.
Financial analysis and modelling
Analyse financial statements and business models, build projections and test scenarios. Connect growth assumptions, margins and cash flows to assess business prospects and risks.
Due diligence and investment structuring
Conduct financial, commercial and operational due diligence. Assess financing needs, structure investment proposals and prepare reasoned cases for investment committees.
Cash flow and financing
Build cash forecasts and analyse receivables, stock and supplier payment terms. Connect working-capital requirements to funding needs and repayment capacity.
Budgets, margins and forecasts
Build budgets, review assumptions with teams and update forecasts. Analyse variances, product costs and margins to explain results and inform decisions.
Reporting and portfolio monitoring
Define indicators, organise data collection and check consistency. Prepare dashboards and reports that make results and risks clear to management and investors.
Financial systems and processes
Structure information flows, document responsibilities and support the introduction of tools. My experience includes Odoo implementation and the design of reporting systems.
Tools that support the work
Advanced Excel for modelling and analysis; Power BI for visualisation; Odoo to connect accounting and operational processes. I care about data reliability and about helping teams use their tools.
Working with investors and business teams
Investors, business leaders and operational managers ask different questions about the same business. I draw on data and discussions with teams to explain assumptions, assess risks and formulate recommendations. This financial and operational perspective is what I want to bring to investment banking, investment or a corporate finance team.